As we head through autumn, let’s take a look at the shifts that these Agencies (Freddie and Fannie, aka Government Sponsored Enterprises, or GSEs), overseen by the Federal Home Finance Association (FHFA), have undergone recently to determine what lies ahead.įirst, with the exit of Mark Calabria earlier this year from the helm of the FHFA, talk of removing Freddie and Fannie from conservatorship has virtually ceased. ![]() And given that the majority of these loans are processed, underwritten, funded using Agency guidelines, and sold primarily to Freddie Mac and Fannie Mae, it is understandable that the industry watches their every move with great interest. ![]() Trillions of dollars of residential home loans are originated each year in the United States.
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